Disclosure: Before You Begin – This is NOT a Comprehensive Financial Plan

The results generated regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results, and are not guarantees of future results.  The output utilize return data that do not include fees or operating expenses, and are not available for investment, and are shown for illustrative purposes only.  If included, fees and other operating expenses could materially reduce these projections.

Other issues that affect your situation beyond the scope of this tool are:

·      Accumulation Goals

·      Education Goals

·      Estate Planning

·      Investment Allocation

·      Disability Insurance Coverage

·      Life and Health Insurance Coverage

·      Social Security and Medicare Coverage

·      Long Term Care Coverage.

All of these issues and others need to be a part of the discussion and this tool is not able to incorporate all your issues into its output.  It is for illustrative purposes only and we do not recommend you use it to base retirement decisions.