Investment Management

Helping you navigate life's currents.


Investment Strategy
It is our desire to craft a portfolio of investments directly aligned with your long-­‐term goals and financial plan. Your unique needs and situation will drive the process. Once we understand and agree upon the investment objectives required by your plan, we then use a disciplined process of asset allocation and diversification to carefully balance investment rewards with potential risks.

We use allocations across most asset classes including domestic and global stocks, bonds, and real estate along with commodities. We then diversify investments within those specific asset classes.

Investment Analysis
GuideStream Financial, its investment committee, strategic partners and board of directors, systematically evaluate investment information from a wide range of technical sources.

We then use a combination of low cost passive index funds, exchange-­‐traded funds (ETF’s) and actively managed, institutional mutual funds to create portfolios designed to achieve the objectives defined in your financial plan.

We do not use illiquid investments such as: Limited Partnerships, Master Limited Partnerships and Unit Investment Trusts.

Please remember that past performance may not be indicative of future results.  Different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment, investment strategy, or product (including the investments and/or investment strategies recommended or undertaken by GuideStream Financial, Inc. (“GuideStream Financial”), or any non-investment related content, made reference to directly or indirectly in this document will be profitable, equal any corresponding indicated historical performance level(s), be suitable for your portfolio or individual situation, or prove successful.  Due to various factors, including changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions or positions. Moreover, you should not assume that any discussion or information contained in this document serves as the receipt of, or as a substitute for, personalized investment advice from GuideStream Financial.  To the extent that a reader has any questions regarding the applicability of any specific issue discussed above to his/her individual situation, he/she is encouraged to consult with the professional advisor of his/her choosing.  GuideStream Financial is neither a law firm nor a certified public accounting firm and no portion of the document content should be construed as legal or accounting advice.  A copy of the GuideStream Financial’s current written disclosure Brochure discussing our advisory services and fees is available upon request. If you are a GuideStream Financial client, please remember to contact GuideStream Financial, in writing, if there are any changes in your personal/financial situation or investment objectives for the purpose of reviewing/evaluating/revising our previous recommendations and/or services, or if you would like to impose, add, or to modify any reasonable restrictions to our investment advisory services. 


Our calling is to enable you to experience the joy & peace of building your financial life and legacy to its God given potential.

GuideStream Financial is a ministry of FMF Financial Services


Monday: 8:00 am – 5:00 pm
Tuesday: 8:00 am – 5:00 pm
Wednesday: 8:00 am – 5:00 pm
Thursday: 8:00 am – 5:00 pm
Friday: 8:00 am – 4:00 pm
Saturday: Closed
Sunday: Closed


8050 Spring Arbor Rd.
PO Box 580
Spring Arbor, MI 49283
phone: (517) 750-2727
fax: (517) 750-2752