Around Each Bend, A New Opportunity
The eddies of life’s financial currents arrive with titles common to us all: education, marriage, first home, family, aging parents, retirement, legacy. GuideStream Financial can help you manage each of these and experience a life well-lived. . . a life of growth, security for your family, and Stewardship Well Done. Whatever stage you’re in, take a look at some of the questions you might find helpful in considering.
Graduation – After school, many alternatives typically present themselves. Where will you live? What job should you take? Should you consider more education? The choices you make can have an impact on your finances, so be sure to get the guidance you need.
First “real” job – Upon landing your first job, a new set of paths will face you. How much should you contribute to your 401(k)? Which benefits should you elect? Should you rent or buy? We can help you determine the most appropriate options for these and other questions you have.
Just married – Together with all the joy that comes from being newlyweds, some important decisions are also needed. Where will we live? Where will we spend the holidays? When will we have children? How much insurance do we need? While some of these choices are personal in nature, there is a financial component to many of them that GuideStream can assist you with.
Parenthood – If you have children, you will likely be faced with additional financial considerations. Are we able to cut back to one income? What happens if one of us unexpectedly dies? How do we save for future education expenses? GuideStream’s advisers can help you through these crucial decisions so that you can be armed with the knowledge to make the best choices for your growing family.
Empty nest – With your children out of the home, you may still have the financial concern of helping them through college. Perhaps you will assist with weddings or first home purchases. Maybe less life insurance is needed, or you can finally afford to focus more attention on saving for retirement. Whatever empty nest issues you face, our team can help you navigate.
Retirement – At what age will you be able to work because you want to, not because you have to? Are you saving enough to scale back when you desire? What will ‘retirement’ look like for you? Travel? Missions work? Consulting? Time with the grandkids? New hobbies? GuideStream advisers can run multiple scenarios to help take the guesswork out of your decision-making. Try our free retirement assessment – it only takes minutes to complete!
Legacy – What do you want to be remembered for? How will you provide for your family and the causes you care about? In your planning, we help you think through these questions and propose strategies that may be of benefit to your life and desired legacy.