Your Course
To navigate life's currents you need a simple structure to set your
direction and stay on course. GuideStream Financial recommends
four steps that include Determining Your Needs,
Developing Your Plan,
Investing Your Assets
and Staying on Course. Our team has helped
individuals take these steps in building a life of
financial stewardship. Consider these steps for your situation.
Determining Your Needs
Are you wondering?. . .
How should I plan for my future?
Am I saving enough?
Have I made the right investment choices?
Am I on course for retirement?
How do I care for the people and causes that are important to me?
Will I run out of money?
These are not simple questions, nor are they questions that go away
if ignored. We believe successful financial planning and
investing starts with a rich exploration and understanding of your
needs and personal goals.
Developing Your Plan
Once your goals are clear, plan and invest to achieve them.
We can help you evaluate your resources and develop a plan that
guides you toward fulfilling your unique priorities over time.
Once your needs and goals are defined, we can then help you guide an
investment portfolio to achieve your objectives. Tragically,
many people bypass this planning stage, invest with no plan in place
and hope for the best. We believe planning is the most
important step in the process. We bring focus, understanding
and expertise to your thinking.
Investing Your Assets
Out of a firm plan emerges solid investment strategy.
Optimally, no investments should be made until your goals are
well-understood and a realistic plan to achieve them is established.
It is at this point that an investment strategy can be developed and
investment portfolios built that follow your plan.
Our client investment portfolios are broadly diversified among US
and international stocks, bonds, commodities and publicly traded
real estate through a combination of low-cost index funds, exchange
traded funds, and institutional shares of actively managed mutual funds,
We'll also help you decide the most appropriate allocation for each
type of account (ie IRA, 401(k), ROTH, 403(b), Annuity, 529, Trust,
Taxable account and several others).
Staying On Course
Perhaps most importantly...we help you stay on course.
A critical component of our job is to help you stay on course
throughout the seasons of life. Economies and markets go
through cycles. The headlines consistently make world events
seem worse than they are. Our advisers can help when you are feeling
the need to "do something" in reaction to the events of the day, god
or bad. We will always bring you back to your long-term plan
and remind you to not get overly concerned about short-term
uncertainty, which will always be part of the world in which we
live. When needed, we will help make the necessary adjustments
to keep you on course.
Interested in talking further about these steps?
Begin
the conversation...call us and let's get to know each other
and see what we can do to help you set direction and develop a plan.